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Smart Maldives Budgeting - Hidden Costs & Easy Savings

Paradise can be pricey—here’s how to keep control without killing the magic.

Know Your Line Items

  • Taxes & service stack (often 10% + 16%): check final totals.
  • Transfers can rival a flight—price them early.
  • Beverages add up: consider AI for cocktail-heavy days.

Save Without Pain

  • Travel in shoulder months for lower rates and calm seas.
  • Book one wow-moment (underwater dinner/spa ritual) instead of many small splurges.
  • Pack reef-safe essentials (zinc sunscreen, after-sun, snorkel mask) to avoid resort mark-ups.

Room Strategy

  • Split stay: beach first (better value/space), overwater last (finale photos).
  • Choose BB/HB and buy lunch à la carte on excursion days.

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